Bank Statements & Credit Reports
Verify every document before the loan is approved
Automated extraction, tamper detection, and anomaly checks across any bank statement or credit report. Every field is verified with evidence before the credit decision is made.
The problem
Your loan officers and credit analysts work from bank statements and reports to build the case for every approval. The balances, transaction histories, repayment patterns feed directly into credit decisions. But the documents themselves can be fabricated, altered, or inconsistent. Manual reviews are no match for the sophistication or pace of modern loan fraud.
Manual reviews can't keep up. Every loan application adds documents that need to be verified, not just extracted. Your team can check the figures, but they cannot inspect pixel-level tampering or spot contradictions between documents.
Most tools don't verify what they extract. They extract the data on the page. They don't check whether the document has been altered, whether figures are internally consistent, or whether income on a bank statement contradicts a credit report. Extraction without verification passes risk straight to the loan approval.
Regulators require document trails. When an auditor pulls a loan file, every extracted figure needs to trace back to the original statement, not to a spreadsheet your team reconstructed.
What Staple does
Structured extraction from any format, any bank
Scanned PDFs, digital exports, photographs, and
dot-matrix statements. No templates. Statements: opening and closing balances, transaction lines, account holder, period, currency, bank identifiers. Credit reports: scores, payment history, outstanding obligations.
An audit trail for every field
Verifiable record for every extracted value, which you can produce on demand.
Multilingual processing
Bahasa, Chinese, Korean, Thai and Vietnamese with native language models trained on Asian financial documents. A Thai baht amount formatted as “฿1,250,000.00” and one formatted as “1,250,000.00 บาท” are recognised as the same figure.
Document matching for financial workflows
Bank statements are cross-checked against credit reports and KYC documents with a field-by-field comparison on account numbers, balances, and transaction totals. Discrepancies are highlighted automatically.
Proof
Global bank (Australia)
Automating back and middle office document processing across three departments.
“There is a lot of excitement around Staple internally. There are so many potential applications for Staple to deliver automation to the broader group.”
Delivery Lead
Global Bank
Big 4 Firm
450+
employee hours per month eliminated from financial document processing, including bank statements for client due diligence
Global FMCG brand
99.6%
accuracy across multilingual financial documents
See extraction on your bank statements
Book a 30-minute demo. Bring your bank statements or credit reports and we will verify them in front of you.